Incredible Mortgages For Self Employed Uk References. As a general rule, we’ll need to see proof of your income for the past two complete. The only difference between a freelancer and an employed applicant is how a mortgage application is assessed.
We compare 1000's of mortgages. Two years’ evidence of a regular income and account statements; At bon accord mortgages our mission is to source you the best deal on your mortgage by comparing thousands of products from over 90 of the uk s leading banks and lenders.
Some Deals Are Only Available Through Brokers, Who Can Look At Your Finances And Help You Find A Mortgage.
Contents
- 1 Some Deals Are Only Available Through Brokers, Who Can Look At Your Finances And Help You Find A Mortgage.
- 2 Two Or More Years Of Certified Accounts
- 3 In Addition Our Experienced Team Know Which Specialist Lenders To Approach To Match Your Individual Circumstances.
- 4 We Compare 1000'S Of Mortgages.
- 5 Contact A Broker If You Need Help Comparing Lenders That Will Accept You.
Lenders will look at your net profit if you’re a sole trader.they’ll look at your share of net profit or salary and dividends if you’re a company director, while contractors and freelancers should expect lenders to look at average income over the last few years. Mortgage lenders for self employed applicants. Evidence of upcoming contracts (if you’re a contractor)
Two Or More Years Of Certified Accounts
As long as you can provide enough detailed information about your income, savings and future work prospects, you will have the same range of mortgages available to you as someone in paye who earns the same sort of salary as you. You may need to provide more evidence than others, as lenders will want to see that your current earnings are reflective of what is on your tax return. If you only have one year’s accounts, you might need to put down more though.
In Addition Our Experienced Team Know Which Specialist Lenders To Approach To Match Your Individual Circumstances.
For sole traders, directors, partnership or contractors. At bon accord mortgages our mission is to source you the best deal on your mortgage by comparing thousands of products from over 90 of the uk s leading banks and lenders. You could be a sole trader, a partner or director, or a contractor who has set up a limited company.
We Compare 1000'S Of Mortgages.
Get access to exclusive rates and find out if you qualify in minutes if you're a: Because you do not have an employer to vouch for your income, it can be harder to prove you have a stable income and lenders may require more evidence than if you were on a similar wage under an employer. The deposit required for self employed mortgages is the same as employees.
Contact A Broker If You Need Help Comparing Lenders That Will Accept You.
Try our free self employed mortgage calculator which is made just for the uk market. Find out if you qualify. There are a lot of mortgage options for contractors.